5 Simple Statements About 228 loan Explained
5 Simple Statements About 228 loan Explained
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The Board considers Neighborhood growth loans and Neighborhood advancement investments allocated pursuant to paragraph I.b of appendix B to this portion.
(2) A copy of the general public area on the lender's newest CRA performance analysis well prepared from the Board. The financial institution have to consist of this duplicate in the public file in just thirty business days just after its receipt in the Board;
The Board considers the usage of a financial institution's deposit solutions attentive to the requirements of low- and average-revenue persons, family members, or households determined by the subsequent information and facts:
For each important product or service line, a Geographic Community Benchmark, calculated pursuant to paragraph III.c of appendix A to this component for facility-based mostly assessment spots and retail lending evaluation parts, and paragraph III.e of appendix A to this part for outdoor retail lending regions.
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(ii) Any county in the nonmetropolitan region wherein the financial institution did not originate or order any closed-close house property finance loan loans, smaller organization loans, small farm loans, or car loans if automobile loans are a product line for that bank.
The Bank Assessment Region Community Growth Funding Metric actions the dollar volume of a bank's community improvement loans and community advancement investments that profit or provide a facility-dependent assessment location compared to deposits within the lender that can be found in the ability-based mostly assessment region, calculated pursuant to paragraph II.a of appendix B to this part.
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To get a designation as a restricted goal financial institution, a bank should file a created ask for While using the Board no less than ninety days prior to the proposed powerful day with the designation.
) of this segment in precisely the same calendar 12 months, of a Group enhancement loan refinanced or renewed inside of a calendar year subsequent to the calendar year of origination or purchase, as of December 31 of the calendar calendar year for yearly which the loan stays within the bank's harmony sheet; or an present Local community growth investment renewed inside of a year subsequent to your yr the expense was produced as of December 31 for each year that the expenditure continues to be about the lender's harmony read more sheet.
(B) A big lender may possibly modify the Retail Solutions and Solutions Test by eliminating a part of the check.
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